Why UM Coverage and Stacking of Insurance Policies are Crucial for Drivers in Florida

Published on: March 4, 2023 | By Roger P. Foley

As a driver in Florida, it’s important to protect yourself and your family in case of an accident. One of the most important things you can do is to have uninsured/underinsured motorist (UM) coverage and stacking of insurance policies.

It’s important to note that over 51% of the drivers on Florida’s roads do not carry bodily injury protection policies. This means that if one of these drivers causes an accident that results in your injury, there may not be any insurance money available to cover your medical expenses, lost wages, or other damages.

Magnetic Resonance Imaging

Published on: January 24, 2023 | By Roger P. Foley

Blog written by staff intern, Reagan W. of the Personal Injury Law Office of Roger P. Foley, P.A.

What Exactly is an MRI and How Does it Work?

MRI, also known as “Magnetic Resonance Imaging” uses a magnetic field and radio waves to non-invasively create detailed images of the inner workings of the body. The MRI was originally created in the 1970s to detect the differences between cancer cells and normal cells. It is now an often used tool in modern medicine. Fun fact, did you know that dogs are not qualified to perform MRI… but catscan?

What Is A CAT Scan and How Are They Used In Florida Personal Injury Cases?

Published on: January 10, 2023 | By Roger P. Foley

What Exactly Is A CAT Scan?

Written by West Palm Beach Personal Injury Lawyer, Roger P. Foley

Testing in Cat scan machine
A CAT scan, also referred to as computed tomography (CT) is a technique wherein they use x-rays to create detailed cross sectional images of the body. CT scans can be used to diagnose many medical conditions including but not limited to: cancer, heart disease, and other internal injuries. Additionally, they can also be used to guide surgeons when removing tissue for biopsy purposes. They can also be used to monitor whether specific treatments are effective in fighting disease.

Basics Of Wrongful Death Cases In Florida

Published on: December 10, 2022 | By Roger P. Foley

Wrongful Death Attorney In West Palm Beach, Florida

You are likely searching for a wrongful death attorney if you have lost a loved one due to the negligence or misconduct of another person or entity. First and foremost, we are sorry that this has happened. We know you want an experienced lawyer to help you get justice for your loved one and seek compensation for medical expenses, funeral costs, loss of companionship, pain and suffering and more. A wrongful death attorney can also help ensure that the statute of limitations is respected, so that your family’s rights are protected. Additionally, a wrongful death attorney can provide you guidance and advice throughout the legal process so that your family can get through this difficult time with less stress. At the Law Office of Roger P. Foley, we are here to help. If you need us, we are here.

It is important to remember that no amount of money can replace a lost loved one, but filing a wrongful death lawsuit can help to bring closure and hold the person or entity responsible for your loved one’s death accountable. You may be entitled to compensation for medical expenses, funeral costs, loss of companionship, pain and suffering and more. A skilled wrongful death lawyer can help you get the compensation that you deserve and provide justice for your loved one who was taken too soon.

Driving Like a Race Car Driver On Florida Streets, Roads and Highways Can Have Consequences

Published on: December 7, 2022 | By Roger P. Foley

Race Car Driver
Your car’s black box is recording all your trips, so you need to always be aware that driving recklessly can lead to serious consequences. Whether it is a denied insurance claim or even an arrest for reckless driving, the potential repercussions of putting yourself and others at risk are too great to ignore. Many drivers drive at high rates of speed when on 1-95 or Florida’s Turnpike but did you know that driving 25 mph or more over the posted speed limit is considered per se evidence. If reckless driving results in the death of another person, vehicular homicide charges will likely follow. If you are injured, your insurance company can deny your insurance claim.

It’s important to remember that reckless driving doesn’t just hurt the reckless driver, it can have devastating impacts on other people’s lives as well. Reckless driving can lead to death and destruction. Be responsible behind the wheel and always adhere to traffic laws.

The Black Box In Your Car or Truck

Fatigued Truck Drivers Are A Major Cause of Highway Accidents In Florida

Published on: December 1, 2022 | By Roger P. Foley

Recently, I was driving South on I-95 from Daytona Beach to Palm Beach County and encountered a tractor trailer that nearly sideswiped my vehicle. Luckily, I swerved and braked to avoid the accident. I was behind the 18-wheeler and noticed that the big rig failed to maintain a single lane, he was going onto the right shoulder then back over to the middle lane continuously. At one point he drove the center of the big truck down the shoulder lane nearly colliding with an emergency road vehicle that was helping a stranded motorist.

My passenger, Mario, happens to be a cinematographer with The Media Kraken, and began videoing the near catastrophic consequences of when a semi-trailer crashes. During this time, I called Florida Highway Patrol to have the vehicle stopped. FHP located us and followed the truck momentarily, making their own observations, and two FHP vehicles activated their overheadlights and the trucker pulled over. We later learned it was not a dui or a medical condition but a fatigued driver. Accordingly, it led me to write this blog. After all, I am a personal injury lawyer that represents victims of truck driving accidents.

https://youtu.be/XZm_cMnvnYY

Pre-Existing Medical Condition

Published on: October 21, 2022 | By Roger P. Foley

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If you have a pre-existing medical condition, an injury can become significantly worse when a new accident occurs. This is because the original condition may have caused damage to your body that makes it more vulnerable to further injury. For example, if you have arthritis in your knees, a fall could result in a much more serious injury than if you did not have arthritis. If you have a pre-existing medical condition, it is important to be extra careful to avoid accidents and injuries. Unfortunately, we can be careful but an accident can always occur if and when others act negligently.

Pre-existing injuries can complicate personal injury cases. If you have a pre-existing condition, it may be difficult to prove that your injury was caused by the accident and not by the pre-existing condition.

There are a few things you can do to try to overcome this obstacle. First, get medical treatment for your injury as soon as possible after the accident. This will help to establish that the injury was caused by the accident and not by the pre-existing condition.

Establishing A Personal Injury Case In Florida

Published on: August 7, 2022 | By Roger P. Foley

pi-west-plam-beach-personal-injury-lawyer-300x200 In order to establish a valid insurance claim or a personal injury lawsuit in the state of Florida, the individual must first prove that the other party was negligent in their actions.

In order to prove negligence, the individual must first show that the other party owed them a duty of care. This means that the other party had a responsibility to act in a certain way in order to avoid causing harm. Second, the individual must show that the other party breached this duty of care by failing to act as they should have. This can be done by showing that the other party acted differently than a reasonable person would have under the same circumstances. Third, the individual must show that they were actually injured as a result of this breach of duty. Finally, the individual must show that their injuries were caused by the other party’s negligence and not by anything else.

Comparative Negligence

Florida Auto Insurance: Understand The Basics and Protect Yourself In The Event Of Injury

Published on: August 7, 2022 | By Roger P. Foley

No one ever plans on being in an auto accident, but the fact is that they happen all the time. You never know when or where it will happen, so it’s important to be prepared. Being prepared is understanding your available insurance coverages. Having the proper coverage will protect you financially if you are injured in an accident and your car is damaged. This blog is brought to you by the Law Office of Roger P. Foley in an effort to educate drivers about the types of insurance coverage they should have in case an accident occurs.

Personal Injury Protection (PIP) Is Not Sufficient To Protect Drivers that Are Injured In An Auto Accident

Most Florida drivers are only required to carry the minimum amount of auto insurance coverage, which is $10,000 for personal injury protection (PIP) and $10,000 for property damage liability (PDL). This is considered full coverage. However, this may not be enough to cover all the costs if you are involved in a serious car accident. That’s why it’s important to have bodily injury coverage, uninsured motorist coverage and stacking of coverages.

Distracted Driving In Florida Is Increasing In 2022

Published on: August 7, 2022 | By Roger P. Foley

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In Florida, as in many other states, drivers have a legal duty to use reasonable care anytime they are engaged in something that might foreseeably cause harm. This includes avoiding distractions while driving. Unfortunately, many drivers do not take this responsibility seriously and engage in activities that could jeopardize their safety and the safety of others on the road. If someone your safety by causing you to be injured in a car accident then contacting a car accident lawyer may be necessary.

Distracted driving is a serious problem in Florida. According to the Florida Department of Highway Safety and Motor Vehicles, an average of 370,000 crashes happen in this state each year. A large percentage of these accidents are caused by distracted drivers.

There are many things that can distract a driver, but one of the most common distractions is cell phone use. Many drivers think they can safely text or email while driving, but this is simply not the case. Texting or emailing requires a driver to take their eyes off the road and their hands off the wheel, which increases the risk of an accident. In addition, most would argue that any cognitive distraction that changes the driver’s focus from driving can cause an accident.

Florida Legal Information Blog

What Exactly is an MRI and How Does it Work?

What Exactly Is A CAT Scan?

Wrongful Death Attorney In West Palm Beach, Florida

The Black Box In Your Car or Truck

Comparative Negligence

Personal Injury Protection (PIP) Is Not Sufficient To Protect Drivers that Are Injured In An Auto Accident